I read up on the US/TX Law Shield class action suit in 2013. Anyone knows? The NRA and the USCCA are both highly respected organizations for gun owners across America. The general attitude of people that have been licensed to sell insurance could be characterized as "suspicion." THX! Attorney fees, paid immedially was contacted several times for any acute needs. For example, the coverage for legal cases where a weapon of opportunity appears to be an unprecedented perk. You also get their magazine digitally + paper copy. Lisa, Corrine and Jennifer. you a link to reset your password. See details here. I found it good to think over situations, see how my actions differed from others, and then go over some FAQs for general situations. Different author; ERIC HUNG, here, PAUL YEN, CCW safe. Seriously, although I do support the NRA, theyre late comers and were so rude to the USCCA it was ludicrous. Would I sell CCW insurance? Most of these training courses are also based in local areas and taught by NRA certified instructors. The differences in the programs are not in opposition to another, but rather very complimentary.. After much research I chose Self-Defense Fund. Is your wife covered? Is this amount realistically good with the current mainstream & social media? Overall a good intermediate handgun course. My account on their website said I had a yearly membership, however on my previous payments my account clearly said EPL. I am a nra basic pistol instructor and a uscca instructor. Eric, I edited to add some info about Law Shield and cannot get it to repost. Last upthis course seems to be from DVDs since they talk about disc numbers. Texas Lawyer Nowback to USCCA! I did get a nice double folder the day that I signed up with all sorts of info, I do not know if I got anything in the mail from them. That could be just about everything, or everything, depending on the situation. Regardless of who you think you are, if you shoot someone, you are going to need help. He sacrificed some family time but not so much that he didn't benefit from having one. I don't know if "you get what you pay for" holds true for this instance. Plus detailing what exactly are castle doctrine and stand your ground with a lawyer. Armed Citizen appears to be checking mid-way to see if you have a chance of being innocent. I have purchases videos and books from them and found all of them to be top quality. Without a doubtone of the best choices I have EVER made. I read up on this for way too long. It was an old plan that is no longer available. I read a lot. Well be comparing the two organizations and their concealed carry insurance plans. This equalizes your internal focus onto both your fingers and your eyes whereas if you only focus on the front sight you skew your focus. Gracias senor. If you haven't read the exclusions, and don't want to read them and understand them, then just send me your money for nothing right now and be done with it. We go through our fair share of survival on the site so I dove into the Emergency Preparedness Fundamentals first. I gotta figure NY and CA are similarly horrid to NJ.. USSCA is the final column titled "Other Insurance Product. We hate SPAM and promise to keep your email address safe. The USCCA was founded in 2003 by two avid shooters, Chris Cheng and Tim Schmidt. There are currently three tiers of USCCA membership: They differ in the amount of education and training content youre able to access on the USCCA website. This is troubling. It was truly annoying. Its ok but I didnt watch too many of them. Otherwise Platinum is a good middle-ground for more info. Just kidding! I became my group's "gun guy" and everyone who had questions came to me. I am very much experienced with firearms & I spent over forty (40) years in the insurance industry having founded and run my own insurance agency. They backstabbed their members a year or two ago when they surreptitiously and without warning changed their policy to include a reimbursement clause should the insured be found guilty or forced to plead to a lesser charge. -- US Law Shield does not cover bail. I enjoy your articles on handguns and accessories I have a save folder for the ones I want to keep. NRA Carry Guard did not have this as part of their policy. Turns out they cant start new policies if you live in New York. A few months later I got to thinking about how they screwed me out of the EPL membership, I got mad all over again, I checked my e-mail to see if I got a response from them. I think it's the best deal out there, also. I was the General Counsel for an international property & casualty insurance company for close to 30 years and know that important information is on the Declaration page. It might be better to sell this as a pre-paid legal product, which would not necessarily run into the same legal ramifications. US Lawshield didn't send me anything in the mail. Given the advantages and disadvantages of both organizations, the clear choice between the two is the USCCA. I'd like a definitive answer to this as well; I used to have a USCCA policy that was ended at the end of June (I got a lot of notifications about the DFS decision), but it looks like it's available again to join from my account. Very helpful article and information. Somehow my first payment got messed up and could never get it fixed, Your word weak does come to mind, I never could make a break through so I just stopped working on it and realized that USCCA was where I needed to stay. Do they really not do anything and are just a money grabbing lobby? The one-time cost of $250 is included in the $597 class fee. We'll send you the latest guides and training tips geared Lastly, theres the LaserTRAIN course which uses a SIRT laser pistol. It is interesting that I would not be getting my own insurance policy, but would become an insured on their policy. The state of NY has shut down the NRA program, at least in their state, and the underwriters and agents who were selling it have agreed to pay millions in penalties for violating various insurance laws and selling dubious policies. My magazine subscription stopped 15 months earlier than what the printed address label on my latest magazine stated. If I had not paid the extra $47/year, my spouse would only be covered for incidents within my home. The difference if there's a loss I/e vehicle or property your not going to jail. USCCA versus NRA Firearms Training Looking at USCCA versus NRA, yes there are differences. It took a lot of words and video watching to get here, But if youre only looking for concealed carry insuranceknow that you get personal insurance* solely by being a USCCA member even at Gold tier. Does USCCA no longer offer the Silver plan? Type your new password and hit button below to confirm it. I thought the same thing. Instead of "from my cold, dead hands," USCCA uses "protect the family." When I contacted USCCA to upgrade, I was informed of my new cost per month. I "think" you got most of it right but I am a little confused about your comments RE: Bail Bonds. Who is paying for them? Yupsomething we wish to never use but it's good to have. Luke, that is incorrect. Leagle Confused by all the "concealed carry insurance" out there? Early in the USCCA policy there is reference to terms on the Declaration page (for example, the Each Claim Retention Amount) that are not fully explained or defined in the body of the USCCA policy. Far as insurance, I would like to hear from someone who needed and used their services. I just joined, and now that I see that language in the agreement, I may cancel. Its a series of front-facing discussion, top-down views, and pictures of important concepts. Count me in as a loyal viewer of PEW PEW Tactical. I've been a Gold member of USCCA since May 2019. You get access to legal aid, but also access to expert questions, educational materials, and even discounts for merchandise and USCCA events that take place each year. and gun laws with the USCCA's free, interactive map. Their coverage is better and their cost was about half. But given the situation this year, why is there no FAQ on their site that's like 'Yes, the policy is now NY-compliant'? To add a spouse onto silver is not possible, Gold is $7mo or $77/year, Platinum is $9/mo or $97/year, and Elite is $13/mo or $147/year. But like any insurance you only need it when you need it, Just signed up for the USCCA through the link - hope the noob offer is still valid, too pricey and limited coverage, Texas/US Law Shield better in my opinion. The United States Concealed Carry Association (USCCA) Pros One of the most established and largest - 660,000 paying members - concealed carry-focused associations in the country, United States Concealed Carry Association brings a lot of gravitas to the game. As expected, a free NRA membership was not available for those who carry USCCA insurance plans. But its the Proving Ground that makes it worth the jump. Talk to an attorney about whether shooting someone is an "intentional act" that would not be covered. I am an elite member myself. And which consists of 2-hours instruction with a trainer, and 50 rounds into a target at varying distances with a 70% hit rate. Ignore them at your own peril. The next up is CCW Safe. This policy also gave spouses of the policyholder automatic coverage as well. Another good series that puts gun owners in hypothetical AND real situationsthen answers their questions. 1. About a year ago we added a segment of this subject to every CCW or weapons class which is always well received. Even with a policy under the other guys, you are capped eventually, when you reach into the realm of around $2,000,000. Are they located in one of the states that is tightly regulated, such as New York or California? I have a question and look for any info others can provide. As an insurance carrier of either policy, both the USCCA and NRA have a 24/7/365 hotline that you can access in the event you need to seek any advice on legal matters, concealed carry use, or general questions about your policy among other inquiries. There are similarities between the two organizations. They dispatch a support person directly to the site when possible. Now, lets take a closer look at both of these organizations and how the best serve concealed carry permit holders like you. Next up is the in-person range test which is more difficult now. The NRA problem ran into serious problems because it was allegedly providing insurance for criminal activities, which is considered against public policy. Your the best, Eric. USCCA will prepare and assist you in that regard. Reciprocity Map & Gun Laws by State. The coverages were close but he was a hard worker, smart, started the USCCA with basically nothing but an idea and made it what it is. First up is a class with world-renown Rob Pincus that goes over defensive shooting concepts. This may be due to a lack of time. Discuss it with an experienced claims adjuster or attorney, because simple legal terms have big meanings. The first e-mail was polite, the next two were i increasingly angry. What do you get with the beginning Gold tier? BUT THATS NOT ALL! But no, it's by me who did some research before settling with USCCA. I wouldn't trust "Thetrace" to tell me where the bathroom was. Portuguese products available Online we mail to all lower 48 states. USCCA vs. NRA Basic Pistol No comparison if you are intending to use it as a CCW Permit class. He is a veteran, gun enthusiast, 3 gun competitor, and 2a advocate. $29 at USCCA Jump to Details Most Affordable Right to Bear Insurance Budget friendly with unlimited civil and criminal liability. You collect the same money that the insurance companies get for a policy with much, much broader coverage, the number of claims should be somewhere around "tiny", the insured has to prove he is innocent before they pay anything, and he is in another state so his complaints about not getting paid go nowhere when he finally gets through with his jury trial. Yes a life was lost, and three were saved. As part of the launch, the USCCA launched a periodical known as Concealed Carry Magazine and provided an online forum to their website. These journals are free, 12/year going back 10 years: https://armedcitizensnetwork.org/en/our-journal The NRA is the National Rifle Association. CS Reps offered to give me some lawyers in the area to ask this question. Most insurance only covers accidental, unforeseeable events and excludes intentional acts (like using a weapon in self defense). And like youI wanted to make sure I had the best. I am looking for a replacement for myself til I get moved out of Washington State in a couple of years. (2) Our right and duty to defend ends: TLS was the subject of a class action filed by Texas CHL holders. West Bend, WI - The United States Concealed Carry Association (USCCA) today announced that the National Rifle Association (NRA) has disinvited the organization from its 2017 Annual Meetings & Exhibits and the 2018 Great American Outdoor Show because of "concerns regarding its programs.". If the situation involves an allegation, other than simply having committed a crime, then the insurance may provide coverage under a reservation of rights. I'll keep it up! As expected, Elite members will have access to all the perks including discounts on USCCA merchandise and events (including early access and a VIP experience at the annual Concealed Carry Expo). In my state you have to teach either NRA BOPs or USCCA CCHD in order to be certified by the state to teach permit classes. No cap on investigator cost. The Silver plan is no longer advertised, but is available if you ask for it when signing up by the phone. The Feb 24 2019 article states you went with CCW Safethis article says you've been with USCCA for quite some time? Before diving more into setting up your own personal protection plan with the color codes of awareness and awareness of your surroundings. -- $50,000 - criminal / $250,000 - civil for both NRA Carry Guard, and USCCA, Why do you start new topics with the word, "so?" Thanks for this post. I think they have the best coverage and are the best value in the industry. Many other benefits. There's slight differences about your spousal coverage that I updated in the article. My hope is I will never have to use/test it. You can carry concealed in your place of business and on your own property, but even still, NJ is not a "stand your ground" state and there is no "castle doctrine" there. Weve built dozens of ARs and well cover all the best AR-15 upgrades such as handguards, triggers, BCGs, gas blocks, and more. You probably know USCCA and other competitors for concealed carry insurance but its a common misnomer that stuck. The exclusions describe what they will NOT pay. Copyright 2023 Pew Pew Media, Inc. All rights reserved. I love this site and it's been my trusted go-to for advice on all kinds of gun-related subjects. FOIA (federal or state-style statues) are only applicable for actions filed against a government entity (not a private party) covered by the statute. One of those materials is a video course on when you should use deadly force. When asking about my partner I was told her membership would be covered for a small one time fee per year and I would receive a senior discount off the reg. I went with the elite annual plan You say that the lack of coverage is a BIGGIE and its not accurate. Let's see if the NRA can partner with the USCCA for political purposes. Some of the major disadvantages of this level are exclusions of some educational materials and other membership perks like a monthly Ask an Attorney segment. Before going into setting up your own med kits of different sizes. Theres quizzes again and also gets randomly complicated. That goes double with insurance. Eric, You can see the latest bonuses by scrolling down on the main signup page. This hotline can be used for either emergency or non-emergency purposes. If I got this wrong please forgive me, otherwise, could you please clear this up for me. I would be interested to know how many cases they have handled and what was the outcome or resolution of the cases. Jerry, Eric, Great article but has anyone actually analyzed the avg cost of a "case" when someone is a shooter? Next up is a little section on choosing your gun (which I felt was a rehash) and then a good section on the 10 concealed carry mistakes you can make. The only thing I have to show that I'm covered is a card that was included in the sign-up flier. -- $50,000 - criminal / $500,000 - civil for Second Call Defense, My favorite is the Proving Ground. I checked out the attorney web sites and most of them are focused on "other than" CCW matters. In place today are many training and education courses that ensure that you are practicing your right to concealed carry properly. It was only $131.40 per year. Nothing about what happens to you . I was not arrested & allowed to go home after the event. It is emontially painful. The USCCA also has a network of attorneys that are available in the event of any emergencies. They are the best! I don't know; I think I may have gotten the wrong insurance for this year. USCCA covers in the home as well as when you CC! On the surface it seems like another rehash but there were some good tidbits. cost. Does USCCA or other cover accidental discharge or range accident? CCW Safe for the best value and a few more features: I feel better. This membership would last the entire year and would be renewed alongside the insurance policy had they chosen to renew the policy itself yearly. Your sources need to be vetted a little better. However, the gold plan is better for $2 more a month. You use "thetrace.org" as a reference against choosing the "Texas Law Shield"? Appreciate your input! I never even considered the NRA plan given that the NRA is very selective as to which gun owners they support vs. those whose rights they consistently remain silent rather than defend. Legal & Second Amendment Matthew271 December 24, 2021, 1:52am 1 The main question: Which is the best organization for defense of the 2nd amendment. As for the civil liability, your Homoeowners can provide this, as well as a Personal Liability Umbrella. Maybe they should send them to thier own certified insurance salesmen er firearm instructors! Boom! I say, NO! Thank you and keep up the good work. Seriously though, thank you! Thoughts? I have been shooting for over sixty-five (65) years. I was surprised that you rarely carry a firearm so you must live in Kalifornia! At least offer as an additional/. Way to pushy for me. Once you log onto the USCCA siteits a little overwhelming with all the stuff. 3. You need to add some precision to your email. If the maximum coverage is 10% for a $250,000 Bond you're capped @ $25,000. -- $25,000 for both Armed Citizens (LDN), and NRA Carry Guard, If I didn't have to worry about getting busted and losing my license for selling it, I would open the insurance company myself. I rock with USCCA as well. For an extra $47/year, I was also able to insure my spouse with all the same coverage benefits. Hi Radarphos, My understanding is that crisis counselor who takes your "emergency call" assists in finding a pro "second amendment" attorney who well understands the issues surrounding the use of deadly force and the use of firearms or any other weapon in self defense.. This video compares the USCCA, NRA Carry Guard and US Law Shield concealed carry insurance programs to help you decide which is the best choice for your CCW legal protection. I think that it was great information. Please clarify. They intend to make customer satisfaction a priority. I feel its one of those things that when you really needed ityou want it to be the absolute best. And as of October 2021there are no longer defense expense limits. Plans either Exclude C&E completely (meaning you pay all C&E out-of-pocket as you go along), or they may Include C&E in with attorney fees UP TO your max limit (which means you have less money for attorney fees), or they may Cover C&E apart from attorney fees which is the best of both worlds. Good comments most likely leave uscca and go ccw safe because you dont have to pay back costs if convicted of a lesser charge. Should that ever happen, last thing I want hanging over my head is the possibility of being sued by my insurance company at their discretion to recover costs. This was such a good *write. But thanks for the rec! Meaning you may or may not get the best defense possible. I have not done something like that with an insurance company (and don't know why they would not display the information in the first place) but have done it other circumstances and yielded immidiate results. It appears she may have purchased the firearm and membership, then baited her husband into a confrontation, counting on USCCA to pay her legal fees. I compared the cheapest plans from six companies and like these two best: Personally, I think this is unfortunate. Who is being covered by the insurance, the firearm owner or USCCA? Concealed Carry Association ( USCCA) and U.S. LawShield. I am constantly referring people to your website. They were the best then and still are today. All insurance plans will give you financial aid that youll use if you find yourself in any legal battle (criminal and/or civil). If you do, well be the first on the scene to ensure that your bases are covered. The Handgun Safety and Marksmanship beginning video series is a great primer for everything handgun. I read your review on CCW SAFE and you said that it was your preferrred insurance plan. Ya 500.00. There may be a chance that your firearms will be stolen during a burglary or robbery. I did a little digging at CCW Safe and it looks to me that they have better coverage than USCCA with their top tier plan as compared to USCCA's top plan. What about a major clause. 2. Had a very close friend of mine get into the financial train wreck of having to deal with a self defense situation and he had and will continue to carry USCCA, he stated if it werent for them he would essentially be homeless right now. Whenever I call they are very friendly, knowledgeable and have all my answers. On the plus: they have discusses with a self-defense lawyer that are good. Second, we see USCCA offers $750/day compensation while in court with CCW Safe giving $350/day. Does that mean if she is in the garage or out in the yard and needs to defend herself she wouldn't be covered? Train like you will have to use your pistol and long gun, and hope that they will never be needed!!! They cast those words in iron. I know its expensive but you have to make sure it worksand that you know the difference in recoil! And I added an in-depth review of almost their entire video library. I just bought the Elite package from USCCA. Your posts are always well done. I am an NRA member also and I greatly appreciate the work they do to protect our second rights. I am still with USCCA and am actually about to add the wife who just recently picked up her CCW. Any thoughts? I cannot figure out if you were comparing CCWSAFE and Lawshield to USCCA or the different plans within USCCA. There are currently three tiers of USCCA membership: Gold Membership: $29/month or $299/year (save $49) Platinum Membership: $39/month or $399 a year (save $69) Elite Membership: $49/month or $499 a year (save $89) They differ in the amount of education and training content you're able to access on the USCCA website. Eric, I am also a USCCA member and did the same comparison you did with NRA and three others. I signed up with them when you guys first reviewed them a while back and have not regretted it. However, the latter provided coverage that was available for both in-home and outside the home. I was forced to defend my family as well as my own derriere. So if bail is set at $1,000,000 the fee the bondsman would generally charge is $100,000. While the NRA complains that it is about gun rights, it isn't really. I was under the impression that my spouse ( domestic partner) would need a separate full member ship. My grandparents are lifelong NRA members I currently am a member, my dad has some problems with the organization. However on par with concealed carry qualifications if your state requires those. As of 2018, the NRAs revenue is said to be well over $400 million. so this is how they handle there own screw ups. Plus the break-downs at the end are super helpful. First, its robust network of attorneys (especially those who will respond ASAP in the event of emergencies). The only disadvantage is that it might be a little pricey in terms of the annual rate. (b) With the insureds conviction of any criminal charge(s) Are they located in your state? (, We noticed that you have previously logged in with your, Check what do you get by creating an account, Bookmark and compare your favorite firearms, USCCA Review [2023]: Coverage Details & What Tier to Get. But firstmore courses! Very few non law enforcement/ LEOSA CCW permits here. Why not take a good look at the Armed Citizens Legal Defense Network. Hi Jenny, thanks for bringing this up! So, it appears, like the NRA coverage, they stop paying for any services once a guilty conviction is arrived at. Splendor, There are other articles that compare these three companies (and others), but I want to take a slightly different approach. The nra has made it more costly to a student to teach the nra basic pistol due to the student having to do an online course prior to basic pistol. In your criticism of TLS you linked to a story on TheTrace. If there is one great perk for having concealed carry insurance, its getting discounts. The National Rifle Association (NRA) and the United States Concealed Carry Association (USCCA) are both well-known organizations when it comes to gun rights. The NRA policy is a policy for you; you are the insured. It's the same with vehicle and home owners insurance or renters insurance. The silver plan still exists. Per my attorney's instructions, am not able to provide the details. And you shouldwith both my course AND USCCAs course! Mike has a passion for innovation and education across the industry to create great content, training, and insights from the best and brightest.