Fraudster Francis Santa Was Sentenced to 88 Months for Conspiracy. The banks got caught buying subprime loans at a discount. And thats not even accounting for the fact that most of this credit wouldnt have been available in the first place without the Ponzi-like bubble scheme cooked up by Wall Street, about which the average homeowner knew nothing hell, even the average U.S. senator didnt know about it. Your Donations and your Voice are so important. Selling lead as gold, shit as Chanel No. Recently FHL surveyed about a half-dozen foreclosed homeowners and learned that nothing about dealing with Judge Gundersen has changed. Vote for Lauren Alperstein! It started back in 2006, when he went to Pennsylvania to conduct what he thought would be a routine deposition of an official at the lending giant GMAC. - Andrea Gunderson spends most days lying in her bunk. Asked by Florida Bulldog to delegate someone to speak for her, Gundersen tapped Kathleen Angione, a Pompano Beach lawyer who represents clients in foreclosure court. Looks like the scales on Lady Justice might seem level, but our justice system isnt! When I arrive, Judge Soud and the lawyers are already arguing a foreclosure case; at a break in the action, I slip into the chamber with a legal-aid attorney whos accompanying me and sit down. Its the same names over and over. Federal and local law enforcement, along with a group of community leaders, announced on Wednesday a partnership to combat and prevent violent crime in Detroit. I have a crooked Judge on the take that doesn`t know the law or just likes to play stupid! Never stopped paying my house. I have spoken to the Sun Sentinel and I am going public. FHL researchers looked at foreclosure complaints filed in Broward and Miami-Dade state courts in 2019 and found 369 with one of a handful of names stamped on the endorsement line. Heres what the two Group 9 candidates said qualified them to don the black robe. The meat of the foreclosure crisis is the unopposed cases; thats where the banks make their money. Former Florida Foreclosure Defense Lawyer Indicted, Operation Whiteout: Lyin Senior Judge Kenneth Magic Marra Tosses CFPB Claims, Florida Insurance Defense Lawyer Curtis Lee Allen Faces Ethics Complaint Filed by the Florida Bar, Copyright 2020-2023 LawsInFlorida.com is an online brand name which is wholly owned by Blogger Inc., a nonprofit 501(c)(3) registered in Delaware | Caricatures by DonkeyHotey, CLICK HERE TO SUBSCRIBE IN LESS THAN 10 SECONDS. The space would just about fit a fridge and a pingpong table. Another judge might have started working on a foreclosure case in 2019, while Gundersen was still in family court, but her name was on the crucial ruling for the lender. This rocket docket, as it is called in town, is presided over by retired judges who seem to have no clue about the insanely complex financial instruments they are ruling on securitized mortgages and labyrinthine derivative deals of a type that didnt even exist when most of them were active members of the bench. website designed by wwdb integrated marketing. Despite this continuing nightmare, not a single banister or judge had gone to jail. It is complete and absolute legal and economic chaos. Ive been battling the bank for a long time all the way to SCOTUS. Who would pay $50k to make $500k at a foreclosure sale? These arent judges. Liberty is one of the nations largest reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs. We are nonprofit, independent, nonpartisan, experienced. 954-603-1351, Florida Bulldog Given the way the system is rigged, that means His Honor could well be throwing one ass on the street every 2.4 minutes. I lost the securitization chain on my loan after it was sold (and the bank was paid off). The judges might give you a hard time about watching, one lawyer warned. In the end, the agencies gave large chunks of these mortgage-backed securities AAA ratings which means credit risk almost zero.. Ive got about three more, Judge, says Kessler. She was in familiar territory, having practiced family law for 23 years. Yet Wagner said that when the report was published last year, no one sought a correction. Banker ommission of material non-disclosure AB RULE 1122 manufactured documents. Yet, as in tens of thousands of cases, the bank still wants more and forecloses of mostly innocent buyers. But frequently, the loans in the trust were complete shit. What does that say? I am in Jasper County Indiana and have been fighting Bank of America N.A. Gundersen said the criminal case covered that incident and the other threats were too remote in time or did not show the wife was in imminent danger, as required to justify the injunction. She would not discuss the FHL report, except to imply that a different judge made some of the rulings ascribed to Gundersen. Foreclosure lawyers told me one other thing about the rocket docket. Watching Judge Soud plow through each foreclosure reminds me of the scene in Fargo where the villain played by Swedish character actor Peter Stormare pushes his victims leg through a wood chipper with that trademark bored look on his face. In fact, the husband did scream something as he sped away, the Fourth District opinion said. Mark, you still got some?. Includes Address(3) See Results. When Andrea Ruth Gundersen ran for an open circuit judgeship in Broward in 2016, political odds-makers gave her little chance of winning. Kowalski fully expects the bank to come back with new documents telling a whole new story of the notes ownership. 954-603-1351, Florida Bulldog Just a little office sloppiness, and who cares? I have every confidence Judge Gundersen is following that line of cases and if this is a significant issue again, we would hope the Fourth District would once again render decisions if we are not getting this right, he said in a statement. VICE on HBO looks at factors that led to the 2008 financial crisis and the efforts made by then-Treasury Secretary Henry Paulson, Federal Reserve Bank of New York President Timothy Geithner, and Federal Reserve Chair Ben Bernanke to save the United States from an economic collapse. Or sometimes, the banks didnt even have all the loans they said they had. We are disappointed that settlement discussions with the CFPB did not resolve this matter, in particular since we have resolved all state regulatory actions filed against Ocwen in April 2017, most recently through a settlement reached with the State of Florida in October 2020. They put their foot on the foreclosure gas pedal and stepped up the effort to kick people out of their homes as fast as possible, before the world caught on to how these loans were made in the first place. Fort Lauderdale, Fl. She has been referred to JQC, asking that she be removed from the bench. Speaking for Gundersen, Angione said she hasnt seen the judge exhibit rude behavior and cautioned against confusing style with substance. THE NMS called for an end to robo-siging/forgery-the states were to be sure courts removed forged documents from files, and redress for aggrieved homeowners was also supposed to be addressed. When you vote for a city commissiIoner, PLEASE, PLEASE do yourr homework, ESPECIALLYI IN THE CITY OF MARCGATE. Together, our voices can continue to fight for Broward and whats right. Two, some of the banks doing the foreclosing seem to have misplaced their paperwork. The people deserve justice, a retrial and have an unbiased judge to hear their defense! I want it to go public and to the media. For additional information, please visit our website (www.ocwen.com). Could happen to anyone. Mar 2010 - Nov 202212 years 9 months. I should have never been in this position. Soud simply continues Coopers case, telling Kessler to get his shit together and come back for another whack at her in a few weeks. Sundquist v. Bank of America Judge Christopher Klein. Such rank incompetence at doctoring legal paperwork is typical of foreclosure actions, where the fraud is laid out in ink in ways that make it impossible for anyone but an overburdened, half-asleep judge to miss. If Gundersen is re-elected August 23rd, we are screwed because obviously the JQC hasnt done their job.shocking!!! LexisNexis and Bloomberg Law are third party online distributors of the broad collection of current and archived versions of ALM's legal news publications. The bias of the Judiciary NATIONWIDE against homeowners in support of THEIR OWN BANK STOCK HOLDINGS HAS BEEN SHOW TO BE CANCER IN THIS COUNTRY! At one point during Judge Souds proceeding, a tallish blond woman named Shawnetta Cooper walks in with a confused look on her face. This is perfect for attorneys licensed in multiple jurisdictions or for attorneys that have fulfilled their CLE requirement but need to access resourceful information for their practice areas. Were not evicting people who deserve to stay in their house, Dimon says. But the FHL report based on 2019-2020 South Florida court records shows that illegal robo-signing persists. You have to deal with her first and shes awful to borrowers counsel. No one knows how many arguable defenses Gundersen derails so that they never reach Stone. Theres a stamp that did not appear on the note that was originally filed, Kowalski tells the judge. 0:03. Legal Directories Publishing is part of the Law Firms & Legal Services industry, and located in Texas, United States. Worse, about an hour later, April Charney, the lawyer who accompanied me to court, receives an e-mail from the judge actually threatening her with contempt for bringing a stranger to his court. She was elected to the Circuit Court in 2016. They became best friends, began dating, and Akerman, the law firm that opposes Jacobs in the Nicolas case, convinced the Third District to pause trial court proceedings while the firm attacks Butchko and her contempt order. A Message to Justice Elena Kagan from LIT:#OperationWhiteout@uscourts @WSJopinion @HarvardLaw_ @YaleLawSch @PBS @WisconsinLaw @stetsonlaw @UNLVLaw @sjquinney @kulawschool @TempleLaw @TulaneLaw @reason @MotherJones @Pontifex @Princeton @Cornell @Stanford @abc #appellatetwitter pic.twitter.com/S1VqvLU6jN, LawsInTexas (@lawsintexasusa) November 24, 2021. A sizable campaign contribution goes a LONG WAY in getting a favorable outcome in civil litigation! They dont care that in the rush to produce loans, people were sold houses that turned out to have flood damage or worse, and they certainly dont care that people were sold houses with inflated appraisals, which left them almost immediately underwater once housing prices started falling. It was appalling, said a campaign consultant who spoke on condition of anonymity because of working on another, non-judicial race. Judges must report lawyers for unethical conduct, not support it with a wink and a nod. Andrea Leigh Gunderson - 1 Criminal record(s) found. The banks then dumped hundreds or thousands of home loans at a time into tax-exempt real estate trusts, where the loans were diced up into securities, examined and graded by the ratings agencies, and sold off to big pension funds and other institutional suckers. Thank You for fighting for our Constitutional Rights! Dynamically explore and compare data on law firms, companies, individual lawyers, and industry trends. Broward Sheriff Gregory Tony MUST answer how & why this is allowed. At the head of a modest conference table this morning sits Judge Soud, a small and fussy-looking man who reminds me vaguely of the actor Ben Gazzara. How foreclosure courts are helping big banks screw over homeowners. The report by the nonprofit Floridians for Honest Lending (FHL) targets robo-signing, the discredited and illegal practice of treating foreclosure papers like assembly line goods. She sits down and takes a quick look around at the lawyers who are here to kick her out of her home. The forged rubber stamps can usually be found on the promissory notes that are included in the exhibits. Youve heard of Too Big to Fail the foreclosure crisis is Too Big for Fraud. Judge Gundersen is running for re-election in 2022. Its early on a sunny Tuesday morning when I arrive at the chambers of Judge Soud, one of four rotating judges who preside over the local rocket docket. If youre foreclosing on somebodys house, you are required by law to have a collection of paperwork showing the journey of that mortgage note from the moment of issuance to the present. Kessler then drops three greenish-brown files in front of Judge Soud, who spends no more than a minute or two glancing through each one. Contact Us| LIT aint about to sit back and watch that happen. As we get the pandemic under control, the federal government will be under increased pressure from the banking industry to lift theFHFA moratoriumfor federally-backed mortgages from Fannie Mae and Freddie Mac. Southern Florida Judge Orders Retrial for Fraud by Prosecutors. If you want to read the case and background, we suggest you start at the beginning, as documented by LIT. Early voting has begun and goes to August 21st, in person voting is August 23rd. Circuit COA5, incl. A conviction of a crime can have debilitating and permanent consequences. The initiative, dubbed . Any judge who takes advantage of pro se litigants, and allows lawyers to do the same to unrepresented parties, cannot be trusted and must be kicked off the bench. That moratorium only protects borrowers who had strong enough credit scores to qualify for government-backed mortgages. Data through 12/31/2022. The state court does not have subject matter jurisdiction over IRS/SEC tax matter partner schemes -; using the homeowners SS# 1099 (a) the homeowner becomes (Creditor/partner) turned Renter (Ordinary) PASS THROUGH INVESTOR. The bank, in other words, is trying to push through a completely new set of documents in its attempts to foreclose on Kowalskis clients. Billionaire Warren Buffett and his Berkshire Hathaway fund, which happens to be a major shareholder in Wells Fargo. In other words, if the trust stipulated that all the loans had to be collected by August 2005, the bank couldnt still be sticking in mortgages months later. Gundersen also ignores decision from US bankruptcy court when there is an order dismissing bank claim that the property was surrendered by the borrower during a prior bankruptcy. But Coopers house is owner-occupied she doesnt even have a tenant, she tells me with a shrug. I cant find an attorney pro-bono to take this case to overturn it. He did not address criticisms of her attitude and approach. She discusses court case privately outside of court room, and make deals with psychologists and other children related billing services to have parents paid unnecessary billing, then after back door dealing she came to court in black robe and play as if matter was not pre discuss before hearing. Andrea Ruth Gundersen. Miami judge warns big banks to stop playing cruel foreclosure State Sen. Jason Pizzo temporarily cancels state audit of North Miami Beach amid racial tensions, Floridas pick-a-justice show is experiencing technical difficulties no one saw coming. Having failed in its earlier attempt to claim that it actually had the mortgage note, the bank now tries an all-of-the-above tactic. Getting back to Gunderson, at an evidentiary hearing in March 2021, she stated that court records and deposition transcriptswere NOT evidence and that she would NOT consider any of our supporting case laws UNLESS THEY CAME FROM THE 4TH DCA! Add into the equation the fact that some of these big banks were simultaneously betting big money against these mortgages Goldman Sachs being the prime example and you can see that there were heavy incentives across the board to push anyone in trouble over the cliff. I think she just follows the law and wherever that falls is where it falls, Angione said. Its the same shit now, said a foreclosure defense lawyer who practices in Broward and commented anonymously, fearing retaliation. You can email me at: im4theppl@gmail.com. Gunderson is certainly Nestled Comfortably in Bank of Americas Pocket as are several other judges Ive encountered. The bank messed up my mortgage and escrow accounts. Just dont know where to start. The notion that a judge would try to prevent any citizen, much less a member of the media, from watching an open civil hearing sounded ridiculous. It worked. Weve got to get her off the bench. Thus, when Soud tells Kessler that hes dismissing the case, he hastens to add: Of course, Im not going to dismiss with prejudice. With an emphasis on the words of course.. From his point of view, it was better that you pay something than nothing at all. The Jacksonville couple he represents are being sued for delinquent payments, but the case against them has already been dismissed once before. Breaking and entering is not a crime, apparently, when its authorized by a bank. One has to wonder if the outraged response to Jacobs combative approach obscures his message: Mortgage banks are using abusive and illegal tactics to separate homeowners from their homes. All Rights Reserved | Florida Bulldog. They have nothing. Andrea Gunderson Current Workplace. Watch the movie The Big Short to get the flavor of what happened in 2008. FORGET NAME RECOGNTION AND SIGNS. The American Property Owners Network , a new non-profit umbrella organization for efforts to make justice happen for homeowners in our courts, will certainly broadcast this article!!!! At worst, these ordinary homeowners were stupid or uninformed while the banks that lent them the money are guilty of committing a baldfaced crime on a grand scale. A recent divorcee delinquent in her payments, she has come to court today fully expecting to be foreclosed on by Wells Fargo. On one side of the table sits James Kowalski, a former homicide prosecutor who is now defending homeowners. The problem is that Gundersen skews discovery and other preliminary matters toward the banks, the lawyer said. Consistent with the numbers, Gundersen treats bank lawyers much more courteously than homeowners lawyers who challenge suspicious documents, according to the report. With this subscription you will receive unlimited access to high quality, online, on-demand premium content from well-respected faculty in the legal industry. the lawyer for the borrower has advised Gundersen that her previous order was reverses by the 4th DCA. Thats the evidence right there.. Which means that homeowners can be foreclosed on for all sorts of faulty reasons: misplaced checks, address errors, you name it. Among her dozen biggest, $1,000 contributors, none is a borrower lawyer. Ocwen Financial Corporation (NYSE: OCN) is a leading non-bank mortgage servicer and originator providing solutions through its primary brands, PHH Mortgage and Liberty Reverse Mortgage. Lauren Alperstein, a family law attorney at Boies . A stern man with a shaved head and a laconic manner of speaking, Kowalski has helped pioneer a whole new approach to the housing mess, slowing down the mindless eviction machine by deposing the scores of robo-signers being hired by the banks to sign phony foreclosure affidavits by the thousands. Following the evidence, Kowalski discovered what has turned out to be a systemwide collapse of the process for documenting mortgages in this country. Simply supply a outline/timeline of events and send copies of your documents and it will be assigned to an investigator. In addition, FHL found that in Miami-Dade alone, 310 homes had been sold at auction since January 2019 that included these same rubber-stamped blank endorsements from these same rubber-stamped blank endorsements, 21 of which were sold during the COVID-19 pandemic. Each attorney is granted unlimited access to high quality, on-demand premium content from well-respected faculty in the legal industry along with administrative access to easily manage CLE for the entire team. BOFA not a servicer but a PAYEE AGENT of a direct stock investment portfolio. Jacobs conduct violated not only the Rules Regulating the Florida Bar and the Rules of Appellate Procedure, but the most elementary norms of civility and professionalism. To get the usually intractable Judge Soud to forestall a foreclosure is considered a real victory, and I later hear Kowalski getting props and attaboys from other foreclosure lawyers. Gundersen created an order that I cant file any more motionsand must get an attorney to do so. Thats why one banker CEO after another keeps going on TV to explain that despite their own deceptive loans and fraudulent paperwork, the real problem is these deadbeat homeowners who wont pay their fucking bills. Of these cases assigned to Judge Gundersen, 126 of them have been closed, none of which were ruled in favor of the defendant. And who else benefited from that $50 billion in bailout money? Im glad to see others are speaking out about this disgraceful person on the bench. He has accused Gundersen and other judges of pro-bank bias and fought to disqualify them from hearing his cases. During her first three years on the Broward Circuit Court bench, Gundersen handled divorce and child-custody cases. We gotta get loud, call them out ban together. In fact, more than 90 percent of the cases that go through Florida foreclosure courts are unopposed.